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 more...>About Us>Human Resource Management>Benefits>Insurance>

Health Insurance

Available Health Plans

The Office of Group Benefits (OGB) offers three options for health care coverage. Eligible employees choose from one of the following health plans: the preferred provider organization (PPO), consumer driven, high deductible plan - HSA (CDHP-HSA), and the health maintenance organization (HMO). The LSU First health plan is also available to employees of the LSU System.

  • Preferred Provider Organization (PPO)
  • High Deductible HSA (CDHP-HSA)                                                                                                 
    • Administered by Blue Cross Blue Shield of LA                                                                
  • Health Maintenance Organization (HMO)
  • LSU First
 
Plan Comparison Chart (2014 plan year)

Wellness Benefits Summary (by health plan)

Rates

  • Active and Retired Employee Health Insurance Rates -

Rates Effective 7.1.2014


Eligibility for Enrollment

Employees appointed for more than 120 days and 75% of full-time or greater are eligible for enrollment.


Effective Date of Coverage

  • New employees have 30 days to either enroll for or waive coverage; however, an employee cannot be paid until an election is made. Coverage is effective on the first day of the month after completion of one full calendar month of employment.
  • Employees who do not enroll for coverage within the first 30 days of employment may enroll in health insurance coverage or add eligible dependents as late applicants at ANY TIME (Annual Enrollment is a time for members currently enrolled to change plan carriers).  The coverage effective date is determined by the date the form is received by our office.  Applicants will need to complete the Group Benefits Enrollment/Change form and provide appropriate verification for any dependents being added to the plan.  Please contact the AgCenter HRM Office for more information.


Insurance Forms


Vesting Schedule
- When an employee retires, the health insurance premium portion paid by the state is determined by the number of years the employee has participated in any of the health plans under the Office of  Group Benefits umbrella. This is called vesting and the vesting schedule is as follows:

   Years of Participation 

Percentage of State Subsidy

10 years or fewer

  19%

More than 10 years; fewer than 15 years

  38%

More than 15 years; fewer than 20 years

  56%

20 years or more

  75%


Notes about vesting:

  • A retiree must be enrolled for coverage as an employee at the time of retirement to be eligible for medical coverage.
  • Employees who had coverage prior to January 1, 2002, and continued coverage into retirement are grandfathered with the state paying the maximum state subsidy.
  • For those beginning participation or rejoining on or after January 1, 2002, the state subsidy of the premium is based on the number of years the employee participated.
Related Files
FilenameDescriptionFile Size
Wellness+Benefits+HMO+PPO+05+2011.docx 23.12 KB
2012-LSU-First-Employee-Presentation.pdf 576.75 KB
OGB-AE-2012-Active-Plan-Members.pptx 316.67 KB
OGB-AE-2012-Retired-Plan-Members.pptx 288.28 KB
Schedule-of-Benefits---acrobat-insert-for-2012.pdf 525.14 KB
LSU-First-Preventive-Care-and-Wellness.pdf 194.54 KB
Dependent-Verification.pdf 87.72 KB
Health-Comparison.pdf 366.31 KB
Health-Rates-7.1.2014.pdf 142.30 KB
Last Updated: 5/29/2014 1:38:45 PM


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