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| Identity Theft: "When Bad Things Happen to Your Good Name" The devastation following a natural disaster provides increased opportunities for identity thieves. Learn how to protect yourself. |
| Navigating Post-Disaster Mortgage Issues What homeowners can do if they are having difficulty paying their mortgage following a disaster. |
| Purchase Vehicles Carefully After a Flood Following hurricanes or flooding, consumers must be aware that an increased number of vehicles have been adversely affected by water damage. |
| Post-Hurricane Home Repairs In the wake of a disaster, home rebuilding or repair is crucial for putting a family's life back in order. Selecting a competent contractor is important to the recovery process. |
| Back to School is not the end of Hurricane Season Unfortunately, hurricane season does not end with the busy start of school each fall. There are LSU Ag Center on-line resources available to aid you in planning and preparing your family. |
| Avoid High-Cost Predatory Home Loan Traps Some unscrupulous lenders are using misinformation and high-pressure tactics to prey on vulnerable homeowners. There is no clear-cut definition of a predatory loan, but LSU AgCenter family economics professor Dr. Jeanette Tucker says that it is the result of a lender misleading, tricking and sometimes coercing someone into taking out a home loan at excessive costs and without regard to the homeowner’s ability to repay. |
| Beware of Frauds and Scams Disasters often bring an influx of con artists. Consider these tips to protect yourself and your money. |
| What you need to know about Unemployment Issues After a disaster, you could find yourself without a job and needing a source of income. The Louisiana Department of Labor provides unemployment and disaster assistance programs to provide temporary financial assistance to workers who are unemployed due to a disaster. |
| Filing insurance claims Steps to take to file an insurance claim following a disaster. |
| Good news about your homeowner's insurance policy After a disaster, many poeple are surprised to find out what their homeowner's insurance policy does and does not cover. Important tips are offered. |
| Managing on a Suddenly Reduced Income A sudden reduction in family income due to a disaster can be financially and emotionally traumatic. Hardships can be reduced by taking positive action. |
| Your Rights as a Tenant If the structure in which you live is damaged by a disaster, your landlord has a legal obligation to make needed repairs so the premises are useable. A summary of post-disaster repair, rent, lease, and personal property information is provided. |
| Restoring Flood-Damaged Books and Papers Tips to restore flood or water damaged books, documents and papers after a disaster. |
| Don't Let Disaster Compromise Credit Tips to ensure your good credit is not harmed in the wake of a disaster. |
| Rent to Own Contracts: Are They for You? After a disaster, if personal items and furnishings have been lost, rent-to-own purchase contracts may seem like a quick and easy option for replacements. Get the facts. |
| Disaster Recovery: Rent-to-Own Contracts Rent-to-own purchase contracts are popular. Their appeal is great, but if your goal is to own the item, those low weekly payments can add up to a high total cost. |
| Homeowners Share Insurance Lessons Learned the Hard Way Homeowners have shared with Extension some of the common misconceptions about flood insurance that caused them to suffer financial losses greater than they expected. |
| Disaster Recovery: What You Need To Know About Your Rights As A Tenant If you rent or lease an apartment, house or business building and the structure is damaged in a natural disaster, read your lease carefully to determine what you need to do regarding damages, terminating the lease, securing temporary housing and other matters. |
| Disaster Recovery: Filing Insurance Claims The following steps should be taken to file an insurance claim for disaster damage to your home. |
| Disaster Recovery: Good News About Your Homeowners Insurance Policy Although your policy may not cover flood damage to your home, it does offer some protection from loss caused by natural disasters, such as hurricanes. |
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| Disaster Recovery: Beware of Frauds and Scams Natural disasters often bring an influx of con artists looking for ways to take advantage of the suffering and confusion. Consider these tips to protect yourself and your money. |
| Disaster Recovery: Don't Let Disaster Compromise Credit These tips will help you benefit from your good credit and to ensure that your credit record is not harmed in the wake of disaster. |
| Disaster Recovery: What You Need To Know About Unemployment Issues After a disaster strikes, whether it is a hurricane, flood, or tornado, you could find yourself without a job and needing a source of income. The Louisiana Department of Labor responds to disasters with unemployment insurance benefits and disaster unemployment assistance. |
| Disaster Recovery: Getting Help at the Disaster Recovery Centers The Disaster Recovery Centers have representatives from federal, state, local, and volunteer agencies on hand to answer questions and provide recovery information. Written materials about various assistance programs are also available to individuals and business owners. |
| Disaster Recovery: Managing on a Suddenly Reduced Income Louisiana families impacted by disaster often experience a sudden reduction in income that can be financially and emotionally traumatic. Reduce this hardship by taking positive action. |
| Flood Insurance and Credit for Disaster Victims Explanation of flood insurance for disaster victims. Includes tips and help on filing insurance claims. |
| Disaster Recovery: Identity Theft The devastation following a natural disaster provides increased opportunities for identity thieves. People whose identities have been stolen can spend months or years – and thousands of dollars – cleaning up the mess the thieves have made of their good names. |
| Strategies for Coping with Job Loss It is important to keep a variety of factors in mind as you attempt to cope with job loss. This document provides tips and strategies for coping. |
| Hurricane Hardships Linger Into Holidays Hurricane season is over, but the hardships from it are lingering into the holidays. Many Louisiana residents endured financial hardships this year, and LSU AgCenter family economist Dr. Jeanette Tucker says holiday budgets may be tight for many. |
| Disaster Unemployment Available To Storm Victims Individuals who lost work due to recent hurricanes may qualify for disaster unemployment assistance, according to LSU AgCenter family economist Dr. Jeanette Tucker. |
| Surprise! Homeowner's Insurance Policy Offers Good News After A Disaster Many people are surprised about the extent of protection their homeowner's insurance policy offers. Although your policy may not cover flood damage to your home, it does offer some protection from loss due to natural disasters, such as hurricanes, according to LSU AgCenter family economics professor Dr. Ann Berry. |
| Tenants Have Many Rights After A Disaster If you rent or lease an apartment, house or business building and the structure is damaged in a natural disaster, read your lease carefully to determine what you need to do regarding damages, terminating the lease, securing temporary housing and other matters, advises LSU AgCenter family economics professor Dr. Ann Berry. |
| Unemployment Insurance Available To Hurricane Victims After a disaster strikes, whether it is a hurricane, flood or tornado, you could find yourself without a job and needing a source of income. The Louisiana Department of Labor responds to disasters with unemployment insurance benefits and disaster unemployment assistance. |
| Follow Recommended Steps To File Insurance Claims After Hurricanes As hurricane evacuees are allowed to return to their homes, LSU AgCenter family economics professor Dr. Ann Berry makes several recommendations for filing insurance claims. |
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