more... > Personal & Financial Recovery > Disaster Recovery: What You Need To Know About Your Rights As A Tenant If you rent or lease an apartment, house or business building and the structure is damaged in a natural disaster, read your lease carefully to determine what you need to do regarding damages, terminating the lease, securing temporary housing and other matters. Disaster Recovery: Filing Insurance Claims The following steps should be taken to file an insurance claim for disaster damage to your home. Disaster Recovery: Good News About Your Homeowners Insurance Policy Although your policy may not cover flood damage to your home, it does offer some protection from loss caused by natural disasters, such as hurricanes. Disaster Recovery: Beware of Frauds and Scams Natural disasters often bring an influx of con artists looking for ways to take advantage of the suffering and confusion. Consider these tips to protect yourself and your money.  more articles... Disaster Recovery: Don't Let Disaster Compromise Credit These tips will help you benefit from your good credit and to ensure that your credit record is not harmed in the wake of disaster. Tips for Teachers: Managing Strong Emotional Reactions in the Aftermath of Hurricane Katrina A large-scale tragedy like Hurricane Katrina can cause strong and deeply-felt reactions in children and adults. Emotional expressions by adults will influence the reactions of children and youth. Teachers can help children deal with their feelings by closely monitoring their own emotional situation and the children in their care as well as modeling healthy coping strategies. Disaster Recovery: Banking After the Storm The devastation and destruction of Hurricane Katrina prompted financial institutions to develop emergency preparedness plans to provide cash and other basic financial services to their customers quickly and safely. Replacing Important Papers After a disaster such as a hurricane, flood, or fire, important papers may be destroyed, lost or damaged. There are many agencies, web sites and procedures that can help you replace your documents. When Your Income Drops A sudden reduction in family income can be a traumatic experience, both psychologically and financially. The hardship can be minimized with a proactive approach. Disaster Recovery: What You Need To Know About Unemployment Issues After a disaster strikes, whether it is a hurricane, flood, or tornado, you could find yourself without a job and needing a source of income. The Louisiana Department of Labor responds to disasters with unemployment insurance benefits and disaster unemployment assistance. ‘Anniversary Effects’ Of Hurricanes Expected Flashbacks, feelings of grief or depression and other symptoms can be attributed to the anniversary of a traumatic event such as the loss of a loved one, an accident or a natural disaster. LSU AgCenter family life professor Dr. Diane D. Sasser expects many people will suffer the "anniversary effects" of hurricanes Katrina and Rita. LSU AgCenter Partnering With Others To Help Displaced Students [Image: Displaced Students] LSU AgCenter agents in seven South Louisiana parishes are working with other agencies on a project designed to help displaced students meet their ongoing needs. The effort, known as the Partnership for Prevention Education, is targeted toward Louisiana residents affected by last year’s hurricanes. Flood Insurance and Credit for Disaster Victims Explanation of flood insurance for disaster victims. Includes tips and help on filing insurance claims. Homeowners Share Insurance Lessons Learned the Hard Way Homeowners have shared with Extension some of the common misconceptions about flood insurance that caused them to suffer financial losses greater than they expected. More...