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    <title>LSU AgCenter . Personal &amp; Financial Recovery</title>
    <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/index.htm</link>
    <description>Information on personal finances and how to recover from disaster.</description>
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    <copyright>Copyright2009, LSU AgCenter</copyright>
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    <managingEditor>webmaster@agcenter.lsu.edu (Linda Benedict)</managingEditor>
    <webMaster>web@agcenter.lsu.edu (Sam Razi)</webMaster>
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    <pubDate>Thu, 29 Oct 2009 00:00:00 GMT</pubDate>
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      <title>LSU AgCenter . Personal &amp; Financial Recovery</title>
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      <title>Disaster Recovery: Managing on a Suddenly Reduced Income</title>
      <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+Managing+on+a+Suddenly+Reduced+Income.htm</link>
      <pubDate>Thu, 15 Sep 2005 18:40:26 GMT</pubDate>
      <description><![CDATA[Louisiana families impacted by disaster often experience a sudden reduction in income that can be financially and emotionally traumatic.   Reduce this hardship by taking positive action. - Full Content set to .]]></description>
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      <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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        <title>Disaster Recovery Managing on a Suddenly Reduced Income</title>
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          <title>Flood Insurance and Credit for Disaster Victims</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Flood+Insurance+and+Credit+for+Disaster+Victims.htm</link>
          <pubDate>Wed, 16 Mar 2005 20:58:53 GMT</pubDate>
          <description><![CDATA[Explanation of flood insurance for disaster victims. Includes tips and help on filing insurance claims. - Full Content set to .]]></description>
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          <dc:creator>PSkinner@agcenter.lsu.edu (Patricia Skinner)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
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          <title>Don't Overdo Strenuous Activity in Hot, Humid Weather</title>
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          <pubDate>Tue, 29 Mar 2005 17:25:18 GMT</pubDate>
          <description><![CDATA[Precautions to take to avoid dehydration while cleaning up after a disaster. - Full Content set to .]]></description>
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          <dc:creator>HRoy@agcenter.lsu.edu (Heli J. Roy)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/"><![CDATA[Personal]]></category>
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          <title>Help Line Numbers</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/Help+Line+Numbers.htm</link>
          <pubDate>Mon, 08 Sep 2008 18:38:08 GMT</pubDate>
          <description><![CDATA[Here are some toll-free numbers set up to provide disaster assistance: - Full Content set to .]]></description>
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          <dc:creator>FGould@agcenter.lsu.edu (Frances I. Gould)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/"><![CDATA[Personal]]></category>
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          <title>Experts Offer Tips For Managing Stress After Hurricane</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/Experts+Offer+Tips+For+Managing+Stress+After+Hurricane.htm</link>
          <pubDate>Thu, 08 Sep 2005 16:37:13 GMT</pubDate>
          <description><![CDATA[You probably can’t avoid the stress coming in the wake of Hurricane Katrina, but there are ways you can try to manage its effects, according to LSU AgCenter family and child development specialist Dr. Becky White. - Full Content set to .]]></description>
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          <dc:creator>BWhite@agcenter.lsu.edu (Rebecca E. White)</dc:creator>
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          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/"><![CDATA[Personal]]></category>
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          <title>Strategies for Coping with Job Loss</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Strategies+for+Coping+with+Job+Loss.htm</link>
          <pubDate>Fri, 11 Mar 2005 22:37:41 GMT</pubDate>
          <description><![CDATA[It is important to keep a variety of factors in mind as you attempt to cope with job loss. This document provides tips and strategies for coping. - Full Content set to .]]></description>
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          <dc:creator>DSasser@agcenter.lsu.edu (Diane Sasser)</dc:creator>
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          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
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          <title>Identity Theft: "When Bad Things Happen to Your Good Name"</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Identity+Theft+When+Bad+Things+Happen+to+Your+Good+Name.htm</link>
          <pubDate>Wed, 16 Jul 2008 16:50:25 GMT</pubDate>
          <description><![CDATA[The devastation following a natural disaster provides increased opportunities for identity thieves. Learn how to protect yourself. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
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        <item>
          <title>Navigating Post-Disaster Mortgage Issues</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Navigating+PostDisaster+Mortgage+Issues.htm</link>
          <pubDate>Thu, 17 Jul 2008 15:46:52 GMT</pubDate>
          <description><![CDATA[What homeowners can do if they are having difficulty paying their mortgage following a disaster. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Purchase Vehicles Carefully After a Flood</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Purchase+Vehicles+Carefully+After+a+Flood.htm</link>
          <pubDate>Wed, 16 Jul 2008 16:34:35 GMT</pubDate>
          <description><![CDATA[Following hurricanes or flooding, consumers must be aware that an increased number of vehicles have been adversely affected by water damage. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Post-Hurricane Home Repairs</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/PostHurricane+Home+Repairs.htm</link>
          <pubDate>Thu, 17 Jul 2008 18:41:24 GMT</pubDate>
          <description><![CDATA[In the wake of a disaster, home rebuilding or repair is crucial for putting a family's life back in order. Selecting a competent contractor is important to the recovery process. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Back to School is not the end of Hurricane Season</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Back+to+School+is+not+the+end+of+Hurricane+Season.htm</link>
          <pubDate>Wed, 16 Jul 2008 19:43:58 GMT</pubDate>
          <description><![CDATA[Unfortunately, hurricane season does not end with the busy start of school each fall. There are LSU Ag Center on-line resources available to aid you in planning and preparing your family. - Full Content set to .]]></description>
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          <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
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        <item>
          <title>Avoid High-Cost Predatory Home Loan Traps</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Avoid+HighCost+Predatory+Home+Loan+TrapsExpired.htm</link>
          <pubDate>Thu, 09 Jun 2005 19:18:28 GMT</pubDate>
          <description><![CDATA[Some unscrupulous lenders are using misinformation and high-pressure tactics to prey on vulnerable homeowners. There is no clear-cut definition of a predatory loan, but LSU AgCenter family economics professor Dr. Jeanette Tucker says that it is the result of a lender misleading, tricking and sometimes coercing someone into taking out a home loan at excessive costs and without regard to the homeowner’s ability to repay. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Beware of Frauds and Scams</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Beware+of+Frauds+and+Scams.htm</link>
          <pubDate>Wed, 16 Jul 2008 17:40:35 GMT</pubDate>
          <description><![CDATA[Disasters often bring an influx of con artists.  Consider these tips to protect yourself and your money. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>What you need to know about Unemployment Issues</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/disaster_recovery/What+you+need+to+know+about+Unemployment+Issues.htm</link>
          <pubDate>Thu, 17 Jul 2008 20:13:25 GMT</pubDate>
          <description><![CDATA[After a disaster, you could find yourself without a job and needing a source of income.  The Louisiana Department of Labor provides unemployment and disaster assistance programs to provide temporary financial assistance to workers who are unemployed due to a disaster. - Full Content set to .]]></description>
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          <dc:creator>web@agcenter.lsu.edu (LSU AgCenter)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/disaster_recovery/"><![CDATA[Disaster Recovery]]></category>
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        <item>
          <title>Filing insurance claims</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Filing+Insurance+Claims.htm</link>
          <pubDate>Thu, 17 Jul 2008 19:49:09 GMT</pubDate>
          <description><![CDATA[Steps to take to file an insurance claim following a disaster. - Full Content set to .]]></description>
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          <dc:creator>ABerry@agcenter.lsu.edu (Ann A. Berry)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
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        <item>
          <title>Good news about your homeowner's insurance policy</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Good+News+about+your+Homeowners+Insurance+Policy.htm</link>
          <pubDate>Thu, 17 Jul 2008 19:29:01 GMT</pubDate>
          <description><![CDATA[After a disaster, many poeple are surprised to find out what their homeowner's insurance policy does and does not cover.  Important tips are offered. - Full Content set to .]]></description>
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          <dc:creator>ABerry@agcenter.lsu.edu (Ann A. Berry)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
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        <item>
          <title>Managing on a Suddenly Reduced Income</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Managing+on+a+Suddenly+Reduced+Income.htm</link>
          <pubDate>Wed, 16 Jul 2008 17:02:37 GMT</pubDate>
          <description><![CDATA[A sudden reduction in family income due to a disaster can be financially and emotionally traumatic.  Hardships can be reduced by taking positive action. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Your Rights as a Tenant</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Your+Rights+as+a+Tenant.htm</link>
          <pubDate>Thu, 17 Jul 2008 19:45:07 GMT</pubDate>
          <description><![CDATA[If the structure in which you live is damaged by a disaster, your landlord has a legal obligation to make needed repairs so the premises are useable.  A summary of post-disaster repair, rent, lease, and personal property information is provided. - Full Content set to .]]></description>
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          <dc:creator>ABerry@agcenter.lsu.edu (Ann A. Berry)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
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        <item>
          <title>Restoring Flood-Damaged Books and Papers</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Restoring+FloodDamaged+Books+and+Papers.htm</link>
          <pubDate>Wed, 16 Jul 2008 16:04:11 GMT</pubDate>
          <description><![CDATA[Tips to restore flood or water damaged books, documents and papers after a disaster. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Restoring+FloodDamaged+Books+and+Papers.htm</guid>
          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Don't Let Disaster Compromise Credit</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Dont+Let+Disaster+Compromise+Credit.htm</link>
          <pubDate>Wed, 16 Jul 2008 17:32:26 GMT</pubDate>
          <description><![CDATA[Tips to ensure your good credit is not harmed in the wake of a disaster. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Rent to Own Contracts: Are They for You?</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Rent+to+Own+Contracts+Are+They+for+You.htm</link>
          <pubDate>Thu, 17 Jul 2008 19:56:55 GMT</pubDate>
          <description><![CDATA[After a disaster, if personal items and furnishings have been lost, rent-to-own purchase contracts may seem like a quick and easy option for replacements.  Get the facts. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Disaster Recovery: Rent-to-Own Contracts</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+RenttoOwn+Contracts.htm</link>
          <pubDate>Mon, 19 Sep 2005 16:32:19 GMT</pubDate>
          <description><![CDATA[Rent-to-own purchase contracts are popular. Their appeal is great, but if your goal is to own the item, those low weekly payments can add up to a high total cost. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+RenttoOwn+Contracts.htm</guid>
          <dc:creator>ABerry@agcenter.lsu.edu (Ann A. Berry)</dc:creator>
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          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Homeowners Share Insurance Lessons Learned the Hard Way</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Homeowners+Share+Insurance+Lessons+Learned+the+Hard+Way.htm</link>
          <pubDate>Wed, 23 Mar 2005 03:40:25 GMT</pubDate>
          <description><![CDATA[Homeowners have shared with Extension some of the common misconceptions about flood insurance that caused them to suffer financial losses greater than they expected. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Homeowners+Share+Insurance+Lessons+Learned+the+Hard+Way.htm</guid>
          <dc:creator>PSkinner@agcenter.lsu.edu (Patricia Skinner)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>What You Can Do To Help After Storms</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/What+you+can+do+to+help.htm</link>
          <pubDate>Fri, 09 Sep 2005 17:00:19 GMT</pubDate>
          <description><![CDATA[As a 4-H club member and a caring person, you are probably wondering what you can do to help people your age that had to move away from their home town into a different home and a new city and school. Here are some suggested activities to help new students in your schools or at other schools: - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/What+you+can+do+to+help.htm</guid>
          <dc:creator>DSasser@agcenter.lsu.edu (Diane Sasser)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/"><![CDATA[Personal]]></category>
        </item>
        <item>
          <title>Disaster Recovery: What You Need To Know About Your Rights As A Tenant</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+What+You+Need+To+Know+About+Your+Rights+As+A+Tenant.htm</link>
          <pubDate>Wed, 10 Jan 2007 21:16:24 GMT</pubDate>
          <description><![CDATA[If you rent or lease an apartment, house or business building and the structure is damaged in a natural disaster, read your lease carefully to determine what you need to do regarding damages, terminating the lease, securing temporary housing and other matters. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+What+You+Need+To+Know+About+Your+Rights+As+A+Tenant.htm</guid>
          <dc:creator>ABerry@agcenter.lsu.edu (Ann A. Berry)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Disaster Recovery: Filing Insurance Claims</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+Filing+Insurance+Claims.htm</link>
          <pubDate>Tue, 02 Jan 2007 19:56:36 GMT</pubDate>
          <description><![CDATA[The following steps should be taken to file an insurance claim for disaster damage to your home. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+Filing+Insurance+Claims.htm</guid>
          <dc:creator>ABerry@agcenter.lsu.edu (Ann A. Berry)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Disaster Recovery: Good News About Your Homeowners Insurance Policy</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+Good+News+About+Your+Homeowners+Insurance+Policy.htm</link>
          <pubDate>Thu, 21 Dec 2006 20:22:36 GMT</pubDate>
          <description><![CDATA[Although your policy may not cover flood damage to your home, it does offer some protection from loss caused by natural disasters, such as hurricanes. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+Good+News+About+Your+Homeowners+Insurance+Policy.htm</guid>
          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Disaster Recovery: Beware of Frauds and Scams</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+Beware+of+Frauds+and+Scams.htm</link>
          <pubDate>Thu, 14 Dec 2006 16:05:47 GMT</pubDate>
          <description><![CDATA[Natural disasters often bring an influx of con artists looking for ways to take advantage of the suffering and confusion. Consider these tips to protect yourself and your money. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+Beware+of+Frauds+and+Scams.htm</guid>
          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Disaster Recovery: Don't Let Disaster Compromise Credit</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+Dont+Let+Disaster+Compromise+Credit.htm</link>
          <pubDate>Mon, 04 Dec 2006 22:01:45 GMT</pubDate>
          <description><![CDATA[These tips will help you benefit from your good credit and to ensure that your credit record is not harmed in the wake of disaster. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+Dont+Let+Disaster+Compromise+Credit.htm</guid>
          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Disaster Recovery: What You Need To Know About Unemployment Issues</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+What+You+Need+To+Know+About+Unemployment+Issues.htm</link>
          <pubDate>Tue, 14 Nov 2006 19:35:37 GMT</pubDate>
          <description><![CDATA[After a disaster strikes, whether it is a hurricane, flood, or tornado, you could find yourself without a job and needing a source of income. The Louisiana Department of Labor responds to disasters with unemployment insurance benefits and disaster unemployment assistance. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+What+You+Need+To+Know+About+Unemployment+Issues.htm</guid>
          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Prevent Further Damage To Your Flooded Home And Your Health</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/Prevent+Further+Damage+To+Your+Flooded+Home+And+Your+Health.htm</link>
          <pubDate>Tue, 06 Sep 2005 21:15:43 GMT</pubDate>
          <description><![CDATA[A flood-damaged home requires special attention to avoid a population explosion of molds, other fungi, algae and bacteria, LSU AgCenter housing specialist Dr. Claudette Reichel says. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/Prevent+Further+Damage+To+Your+Flooded+Home+And+Your+Health.htm</guid>
          <dc:creator>CReichel@agcenter.lsu.edu (Claudette H. Reichel)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/"><![CDATA[Personal]]></category>
        </item>
        <item>
          <title>Disaster Recovery: Getting Help at the Disaster Recovery Centers</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+Getting+Help+at+the+Disaster+Recovery+Centers.htm</link>
          <pubDate>Thu, 15 Sep 2005 18:55:00 GMT</pubDate>
          <description><![CDATA[The Disaster Recovery Centers have representatives from federal, state, local, and volunteer agencies on hand to answer questions and provide recovery information. Written materials about various assistance programs are also available to individuals and business owners. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+Getting+Help+at+the+Disaster+Recovery+Centers.htm</guid>
          <dc:creator>ABerry@agcenter.lsu.edu (Ann A. Berry)</dc:creator>
          <enclosure url="http://text.lsuagcenter.com/NR/rdonlyres/C0D4444D-975F-4821-9EEE-F37EB3F86C50/17103/DisasterRecoveryGettingHelpattheDisasterRecoveryCe.pdf" type="application/octet-stream" length="0" />
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>‘Anniversary Effects’ Of Hurricanes Expected</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/Anniversary+Effects+Of+Hurricanes+Expected.htm</link>
          <pubDate>Thu, 24 Aug 2006 15:37:18 GMT</pubDate>
          <description><![CDATA[Flashbacks, feelings of grief or depression and other symptoms can be attributed to the anniversary of a traumatic event such as the loss of a loved one, an accident or a natural disaster. LSU AgCenter family life professor Dr. Diane D. Sasser expects many people will suffer the "anniversary effects" of hurricanes Katrina and Rita. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/Anniversary+Effects+Of+Hurricanes+Expected.htm</guid>
          <dc:creator>DSasser@agcenter.lsu.edu (Diane Sasser)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/"><![CDATA[Personal]]></category>
        </item>
        <item>
          <title>LSU AgCenter Partnering With Others To Help Displaced Students</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/LSU+AgCenter+Partnering+With+Others+To+Help+Displaced+Students.htm</link>
          <pubDate>Fri, 28 Jul 2006 21:04:04 GMT</pubDate>
          <description><![CDATA[LSU AgCenter agents in seven South Louisiana parishes are working with other agencies on a project designed to help displaced students meet their ongoing needs. The effort, known as the Partnership for Prevention Education, is targeted toward Louisiana residents affected by last year’s hurricanes. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/LSU+AgCenter+Partnering+With+Others+To+Help+Displaced+Students.htm</guid>
          <dc:creator>PHodson@agcenter.lsu.edu (Pamela Hodson)</dc:creator>
          <image url="http://text.lsuagcenter.com/NR/rdonlyres/D675E5FB-F19E-4765-A15A-2577DC6391A6/28179/PartneringDSCN3410.jpg" title="Displaced Students">
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            <title>Displaced Students</title>
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          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/"><![CDATA[Personal]]></category>
        </item>
        <item>
          <title>Disaster Recovery: Identity Theft</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+Identity+Theft.htm</link>
          <pubDate>Mon, 14 Nov 2005 19:50:58 GMT</pubDate>
          <description><![CDATA[The devastation following a natural disaster provides increased opportunities for identity thieves. People whose identities have been stolen can spend months or years – and thousands of dollars – cleaning up the mess the thieves have made of their good names. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Recovery+Identity+Theft.htm</guid>
          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <enclosure url="http://text.lsuagcenter.com/NR/rdonlyres/8BF747FC-66C7-46EB-B47E-94B304F45101/19325/DisasterRecoveryIDTheft101505.pdf" type="application/octet-stream" length="0" />
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Hurricane Hardships Linger Into Holidays</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Hurricane+Hardships+Linger+Into+Holidays.htm</link>
          <pubDate>Thu, 26 Jan 2006 17:16:35 GMT</pubDate>
          <description><![CDATA[Hurricane season is over, but the hardships from it are lingering into the holidays. Many Louisiana residents endured financial hardships this year, and LSU AgCenter family economist Dr. Jeanette Tucker says holiday budgets may be tight for many. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Hurricane+Hardships+Linger+Into+Holidays.htm</guid>
          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <enclosure url="http://text.lsuagcenter.com/NR/rdonlyres/92C93606-01CA-426C-B6D5-2D756D1249D0/19890/120705HolidayHurricane.mp3" type="application/octet-stream" length="0" />
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>These Holidays Could Be The Most Stressful In Memory</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/These+Holidays+Could+Be+The+Most+Stressful+In+Memory.htm</link>
          <pubDate>Thu, 08 Dec 2005 22:10:38 GMT</pubDate>
          <description><![CDATA[This holiday season may be more stressful than ever for some people and families. Stress resulting from our recent disasters combined with the usual holiday stress may become overwhelming. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/These+Holidays+Could+Be+The+Most+Stressful+In+Memory.htm</guid>
          <dc:creator>BWhite@agcenter.lsu.edu (Rebecca E. White)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/"><![CDATA[Personal]]></category>
        </item>
        <item>
          <title>Disaster Unemployment Available To Storm Victims</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Unemployment+Available+To+Storm+Victims.htm</link>
          <pubDate>Thu, 08 Dec 2005 20:35:39 GMT</pubDate>
          <description><![CDATA[Individuals who lost work due to recent hurricanes may qualify for disaster unemployment assistance, according to LSU AgCenter family economist Dr. Jeanette Tucker. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Disaster+Unemployment+Available+To+Storm+Victims.htm</guid>
          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <enclosure url="http://text.lsuagcenter.com/NR/rdonlyres/4145A285-76CB-4EE0-A4D5-0CDA4E99315F/19367/110905DisasterUnemployment.mp3" type="application/octet-stream" length="0" />
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>What Is There To Be Thankful For?</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/What+Is+There+To+Be+Thankful+For.htm</link>
          <pubDate>Thu, 03 Nov 2005 15:41:38 GMT</pubDate>
          <description><![CDATA[Hurricane victims will be faced with the question this Thanksgiving, "What are you thankful for?" and some will find this question difficult to answer. The holiday will be a reminder of what’s been lost in floods and devastating winds. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/What+Is+There+To+Be+Thankful+For.htm</guid>
          <dc:creator>DSasser@agcenter.lsu.edu (Diane Sasser)</dc:creator>
          <image url="http://text.lsuagcenter.com/NR/rdonlyres/5C989E64-E193-4341-A008-7FE7C3E5BA82/18776/Turkey01.jpg" title="Turkey">
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            <title>Turkey</title>
          </image>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/"><![CDATA[Personal]]></category>
        </item>
        <item>
          <title>Surprise! Homeowner's Insurance Policy Offers Good News After A Disaster</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Surprise+Homeowners+Insurance+Policy+Offers+Good+News+After+A+Disaster.htm</link>
          <pubDate>Wed, 02 Nov 2005 18:56:51 GMT</pubDate>
          <description><![CDATA[Many people are surprised about the extent of protection their homeowner's insurance policy offers. Although your policy may not cover flood damage to your home, it does offer some protection from loss due to natural disasters, such as hurricanes, according to LSU AgCenter family economics professor Dr. Ann Berry. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Surprise+Homeowners+Insurance+Policy+Offers+Good+News+After+A+Disaster.htm</guid>
          <dc:creator>ABerry@agcenter.lsu.edu (Ann A. Berry)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Tenants Have Many Rights After A Disaster</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Tenants+Have+Many+Rights+After+A+Disaster.htm</link>
          <pubDate>Wed, 12 Oct 2005 19:15:44 GMT</pubDate>
          <description><![CDATA[If you rent or lease an apartment, house or business building and the structure is damaged in a natural disaster, read your lease carefully to determine what you need to do regarding damages, terminating the lease, securing temporary housing and other matters, advises LSU AgCenter family economics professor Dr. Ann Berry. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Tenants+Have+Many+Rights+After+A+Disaster.htm</guid>
          <dc:creator>ABerry@agcenter.lsu.edu (Ann A. Berry)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Unemployment Insurance Available To Hurricane Victims</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Unemployment+Insurance+Available+To+Hurricane+Victims.htm</link>
          <pubDate>Wed, 12 Oct 2005 19:08:55 GMT</pubDate>
          <description><![CDATA[After a disaster strikes, whether it is a hurricane, flood or tornado, you could find yourself without a job and needing a source of income. The Louisiana Department of Labor responds to disasters with unemployment insurance benefits and disaster unemployment assistance. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Unemployment+Insurance+Available+To+Hurricane+Victims.htm</guid>
          <dc:creator>ABerry@agcenter.lsu.edu (Ann A. Berry)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Follow Recommended Steps To File Insurance Claims After Hurricanes</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/Follow+Recommended+Steps+To+File+Insurance+Claims+After+Hurricanes.htm</link>
          <pubDate>Wed, 12 Oct 2005 18:59:45 GMT</pubDate>
          <description><![CDATA[As hurricane evacuees are allowed to return to their homes, LSU AgCenter family economics professor Dr. Ann Berry makes several recommendations for filing insurance claims. - Full Content set to .]]></description>
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          <dc:creator>ABerry@agcenter.lsu.edu (Ann A. Berry)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/financial/"><![CDATA[Financial]]></category>
        </item>
        <item>
          <title>Age Groups React Differently To Calamity</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/Age+Groups+React+Differently+To+Calamity.htm</link>
          <pubDate>Wed, 12 Oct 2005 18:35:14 GMT</pubDate>
          <description><![CDATA[Children's reactions to disaster depend on their age and maturity. Their responses also are affected by how close they are to the event, their level of exposure to it through TV and how they see their parents react. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/Age+Groups+React+Differently+To+Calamity.htm</guid>
          <dc:creator>DSasser@agcenter.lsu.edu (Diane Sasser)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/"><![CDATA[Personal]]></category>
        </item>
        <item>
          <title>Emotional Recovery Part Of Disaster Aftermath</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/Emotional+Recovery+Part+Of+Disaster+Aftermath.htm</link>
          <pubDate>Wed, 12 Oct 2005 18:26:45 GMT</pubDate>
          <description><![CDATA[Those who survive hurricanes and other natural disasters are at risk for behavioral and emotional readjustment problems. Most child and adult survivors experience one or more normal stress reactions for several days after a natural disaster. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/Emotional+Recovery+Part+Of+Disaster+Aftermath.htm</guid>
          <dc:creator>DSasser@agcenter.lsu.edu (Diane Sasser)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/"><![CDATA[Personal]]></category>
        </item>
        <item>
          <title>Help Children Cope With Post-storm Stress</title>
          <link>http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/Help+Children+Cope+With+Poststorm+Stress.htm</link>
          <pubDate>Wed, 31 Aug 2005 20:47:57 GMT</pubDate>
          <description><![CDATA[Although children, as well as adults, cope with stress every day, disasters, such as floods, hurricanes and tornadoes, often are somewhat different. - Full Content set to .]]></description>
          <guid isPermaLink="true">http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/Help+Children+Cope+With+Poststorm+Stress.htm</guid>
          <dc:creator>BWhite@agcenter.lsu.edu (Rebecca E. White)</dc:creator>
          <image url="http://text.lsuagcenter.com/NR/rdonlyres/2F4B71AC-0633-42A4-A907-CAC3875C2A86/16625/evacuee_child.jpg" title="Katrina Evacuees, photo courtesy of FEMA">
            <url>http://text.lsuagcenter.com/NR/rdonlyres/2F4B71AC-0633-42A4-A907-CAC3875C2A86/16625/evacuee_child.jpg</url>
            <title>Katrina Evacuees, photo courtesy of FEMA</title>
          </image>
          <category domain="http://text.lsuagcenter.com/en/family_home/hazards_and_threats/recovery_assistance/personal_financial_recovery/personal/"><![CDATA[Personal]]></category>
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