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    <title>LSU AgCenter . Preparing Financially</title>
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    <description>The LSU AgCenter exists to develop and deliver practical, useful, life-enhancing information to the citizens of Louisiana.</description>
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    <copyright>Copyright2009, LSU AgCenter</copyright>
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    <managingEditor>webmaster@agcenter.lsu.edu (Linda Benedict)</managingEditor>
    <webMaster>web@agcenter.lsu.edu (Sam Razi)</webMaster>
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    <pubDate>Mon, 28 Sep 2009 00:00:00 GMT</pubDate>
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      <title>LSU AgCenter . Preparing Financially</title>
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      <title>The Best Time to Buy Flood Insurance Is Now</title>
      <link>http://text.lsuagcenter.com/en/family_home/home/design_construction/Getting+Started/Preparing+Financially/The+Best+Time+to+Buy+Flood+Insurance+Is+Now.htm</link>
      <pubDate>Wed, 01 Aug 2007 21:04:18 GMT</pubDate>
      <description><![CDATA[The best time to buy flood insurance is now. Coverage usually doesn't begin until 30 days after the purchase date. - Full Content set to .]]></description>
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      <dc:creator>DAttaway@agcenter.lsu.edu (Denise Attaway)</dc:creator>
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      <title>Filing Insurance Claims after a Storm</title>
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      <pubDate>Tue, 16 Jan 2007 14:44:45 GMT</pubDate>
      <description><![CDATA[Thie following steps should be taken to file an insurance claim for disaster damage to your home. - Full Content set to .]]></description>
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      <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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      <title>Replacing Important Papers</title>
      <link>http://text.lsuagcenter.com/en/family_home/home/design_construction/Getting+Started/Preparing+Financially/Replacing+Important+Papers.htm</link>
      <pubDate>Wed, 13 Feb 2008 21:44:10 GMT</pubDate>
      <description><![CDATA[After a disaster such as a hurricane, flood or fire, important papers may be destroyed, lost or damaged. Agencies, Web sites and procedures that can help you replace important papers are included in this fact sheet. - Full Content set to .]]></description>
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      <title>Rent-to-Own vs. Buying on Credit</title>
      <link>http://text.lsuagcenter.com/en/family_home/home/design_construction/Getting+Started/Preparing+Financially/RenttoOwn+vs+Buying+on+Credit.htm</link>
      <pubDate>Wed, 10 Jan 2007 13:08:24 GMT</pubDate>
      <description><![CDATA[If you need furnishings and appliances but cannot afford the full purchase price up front, you can rent the item, rent with the intent to purchase, or purchase on a monthly installment plan. If your intent is to own the item, compare the cost of purchase when choosing one of these options. - Full Content set to .]]></description>
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      <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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      <title>Preparing Financially</title>
      <link>http://text.lsuagcenter.com/en/family_home/home/design_construction/Getting+Started/Preparing+Financially/index.htm</link>
      <pubDate>Wed, 03 Jan 2007 02:37:50 GMT</pubDate>
      <description><![CDATA[Portal Page for information about preparing yourself and your family financially for a home purchase or home restoration project. - Full Content set to .]]></description>
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      <dc:creator>PSkinner@agcenter.lsu.edu (Patricia Skinner)</dc:creator>
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      <title>Choose the Right Mortgage for You</title>
      <link>http://text.lsuagcenter.com/en/family_home/home/design_construction/Getting+Started/Preparing+Financially/Pick+the+Right+Mortgage+for+You.htm</link>
      <pubDate>Wed, 11 Apr 2007 14:09:19 GMT</pubDate>
      <description><![CDATA[There are many different types of mortgages a person can get when buying or building a home. Some people decide for themselves what type of mortgage best suits their needs. But, if you’d rather have a professional’s advice, you should consult a mortgage counselor. This article lists a few types of mortgages you may consider. - Full Content set to .]]></description>
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      <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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      <title>What is Predatory Lending?</title>
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      <pubDate>Mon, 14 May 2007 20:07:23 GMT</pubDate>
      <description><![CDATA[Predatory lending is the practice of making loans to consumers who have little ability to repay the loan. It involves the use of deceptive and/or high-cost consumer loans and equity-stripping mortgages. A common element of all predatory loans is exploiting a consumer’s ability to repay. - Full Content set to .]]></description>
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      <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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      <title>Navigating Post-Disaster Mortgage Issues</title>
      <link>http://text.lsuagcenter.com/en/family_home/home/design_construction/Getting+Started/Preparing+Financially/Navigating+PostDisaster+Mortgage+Issues.htm</link>
      <pubDate>Wed, 23 May 2007 20:14:32 GMT</pubDate>
      <description><![CDATA[In the wake of a natural disaster, homeowners, who may have also lost income, often face the daunting challenge of making monthly mortgage payments on badly damaged, perhaps destroyed residences. Lenders want to keep people in their homes and to help those who have lost them to purchase new homes or to rebuild their homes and communities. However, many disaster victims will need assistance for extended periods of time. - Full Content set to .]]></description>
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      <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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      <title>Savings Strategies</title>
      <link>http://text.lsuagcenter.com/en/family_home/home/design_construction/Getting+Started/Preparing+Financially/Savings+Strategies.htm</link>
      <pubDate>Wed, 10 Jan 2007 02:18:36 GMT</pubDate>
      <description><![CDATA[Almost 70% of Americans live from paycheck to paycheck, courting disaster if their income is suddenly reduced or stopped. Katrina and Rita took homes and jobs, leaving many with a need to save for rebuilding. Here are some strategies for saving for recovery. - Full Content set to .]]></description>
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      <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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