Home > Money & Business > Personal Finance > Financial Security > Financial Security in Tough Times Some helpful tips from the experts to help you get through the recession. Identity Theft Prevention Information for Seniors According to the FTC, more than 8 million people were identity theft victims in 2006 and 2007. There is a global black market for stolen identities. Your Social Security number is the key to credit and banking accounts and the main target of criminals. How do you protect yourself? Prepare For Holiday Purchase Problems Problems occasionally occur with items purchased as holiday gifts, but being prepared to handle those problems can go a long way in making the season more festive for you, says LSU AgCenter family economist Dr. Jeanette Tucker. Be On Guard When Shopping For Holiday Gifts Online Online shopping in the United States rises approximately 30 percent each holiday season because it can save time, money and effort. But sizing up your finds on the Internet is a little different from checking out items at a mall or shop, says LSU AgCenter family economist Dr. Jeanette Tucker.  more articles... Protect Identity Theft During The Holidays Consumers must be cautious of identity thieves when shopping during the holiday season, says LSU AgCenter family economist Dr. Jeanette Tucker. Exercise Caution with Credit; Don't Overextend During Holidays The excitement and rush of the holiday season often lead people to overextend themselves financially. That means this is the season to exercise caution so you avoid getting caught in the "credit trap". Family Economist Says to Appreciate Economic Value of Education (Distributed 7/11/03) Education is valuable throughout your life, and the achievements you make today can determine the salaries you earn over a lifetime. Strategies for Successful Retirement How much money will you need to retire comfortably? The answer depends on your lifestyle expectations and goals. Other factors to consider include the age at which you plan to retire, your life expectancy, the amount and type of employer benefits (if any) and the amount and growth rate of your savings and investments.