Home > Money & Business > Personal Finance > Financial Security > Prepare For Holiday Purchase Problems Problems occasionally occur with items purchased as holiday gifts, but being prepared to handle those problems can go a long way in making the season more festive for you, says LSU AgCenter family economist Dr. Jeanette Tucker. Protect Identity Theft During The Holidays Consumers must be cautious of identity thieves when shopping during the holiday season, says LSU AgCenter family economist Dr. Jeanette Tucker. Be On Guard When Shopping For Holiday Gifts Online Online shopping in the United States rises approximately 30 percent each holiday season, because it can save time, money and effort. But sizing up your finds on the Internet is a little different from checking out items at a mall or shop, says LSU AgCenter family economist Dr. Jeanette Tucker. Exercise Caution with Credit; Don't Overextend During Holidays The excitement and rush of the holiday season often lead people to overextend themselves financially. That means this is the season to exercise caution so you avoid getting caught in the "credit trap".  more articles... Financial Security in Later Life [Image: USDA logo] Preparing for retirement and potential long-term care costs takes planning, saving and debt control. Top 10 Ways to Prepare for Retirement [Image: Retirement-aged couple] Financial security in retirement doesn’t just happen. It takes planning, commitment and, of course, money. Rebuild Your Credit Record It is possible to rebuild your credit record by taking steps to reestablish your credit, says LSU Agricultural Center family economist Jeanette Tucker. "People experience credit problems for a variety of reasons," Tucker says, adding, "Job loss, unexpected medical bills, divorce and money management mistakes are among the most frequent causes. Family Economist Says to Appreciate Economic Value of Education (Distributed 7/11/03) Education is valuable throughout your life, and the achievements you make today can determine the salaries you earn over a lifetime. Strategies for Successful Retirement How much money will you need to retire comfortably? The answer depends on your lifestyle expectations and goals. Other factors to consider include the age at which you plan to retire, your life expectancy, the amount and type of employer benefits (if any) and the amount and growth rate of your savings and investments.