| [Image: Managing in Tough Times Federal Incentive Payments for Low-Income Workers]Federal Incentive Payments for Low-Income Workers Federal incentive payments for low-income workers explained. |
| Selling Your Gold Jewelry Times are tough, and gold prices are high. People are looking for ways to raise extra cash. It is important to comparison shop to avoid gold buying rip-offs. |
| [Image: group of four]Louisiana posts most stories to money management Web site Louisiana submitted the most stories – 104 – to a national extension Web site called Managing in Tough Times. |
| [Image: grocery shopping]Living on Less: How to manage through hard times Many people feel fortunate that they managed to hold onto their jobs this year, but few were fortunate enough to see a pay increase. Some who work hourly or on commission are actually seeing a decrease in their pay check, which leaves many families trying to figure out how to live on less. |
| [Image: Managing in Tough Times]Live Well on a Shoestring Budget: Control Spending This four-page publication presents strategies to help individuals and families experiencing low or reduced incomes manage spending to maintain a quality lifestyle. |
| [Image: Managing in Tough Times]Stretching Your Food Dollar Grocery shopping can be a real challenge, especially if you are on a limited budget. However, food is a flexible budget expense that can be reduced when money is tight. By planning ahead and managing your money wisely, you can still serve meals which are appetizing, easily prepared and nutritious. |
| [Image: Managing in Tough Times]Deciding Which Bills to Pay First When you do not have enough money to cover your family's basic living expenses, you must make difficult financial decisions. Learn strategies to determine which bills to pay and how to work with creditors. |
| [Image: Managing in Tough Times]Getting the Most from What You Have Learn money-saving tips to help you stretch your dollars. Topics discussed include housing, heating and cooling, electricity, telephone, food, transportation, clothing, medical and recreation. |
| Vehicle Maintenance - What can you (safely) do yourself, to save money? Some of the practical and performable routine maintenance tasks that vehicle owners can do themselves to save money. |
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