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    <title>LSU AgCenter . Money Management</title>
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    <description>The LSU AgCenter exists to develop and deliver practical, useful, life-enhancing information to the citizens of Louisiana.</description>
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    <copyright>Copyright2009, LSU AgCenter</copyright>
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    <managingEditor>webmaster@agcenter.lsu.edu (Linda Benedict)</managingEditor>
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    <pubDate>Tue, 17 Nov 2009 00:00:00 GMT</pubDate>
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      <title>LSU AgCenter . Money Management</title>
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      <title>Considering a Pet?</title>
      <link>http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/budgeting/Considering+a+Pet.htm</link>
      <pubDate>Tue, 18 Nov 2008 22:20:51 GMT</pubDate>
      <description><![CDATA[Pet care costs: Cost-to-own is a relevant consideration for pet ownership. Even a free and healthy pet can cost more than $1,000 a year to maintain. Be sure you can afford the ownership costs for the projected life time of the animal you are considering for a pet. - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
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      <title>Pet Ownership Costs</title>
      <link>http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/Pet+Ownership+Costs.htm</link>
      <pubDate>Thu, 11 Dec 2008 17:27:14 GMT</pubDate>
      <description><![CDATA[Pet care costs become even more of an issue during a recession.  Before adding a new pet to your family, assess what you can afford based on annual cost estimates for various types of pets. - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
      <category domain="http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/"><![CDATA[Money Management]]></category>
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      <title>The Effect of Federal Rate Cuts on Consumers</title>
      <link>http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/The+Effect+of+Federal+Rate+Cuts+on+Consumers.htm</link>
      <pubDate>Mon, 06 Oct 2008 19:25:38 GMT</pubDate>
      <description><![CDATA[We hear and read about Federal Reserve rate changes, but we don't always understand how they affect us as consumers.  The Fed's rate changes take time to filter down through the economy to consumers.  Rate changes can be good news / bad news scenarios.  What's the bottom line for you as a consumer? - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
      <category domain="http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/"><![CDATA[Money Management]]></category>
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      <title>Stretching Your Food Dollar</title>
      <link>http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/Stretching+Your+Food+Dollar.htm</link>
      <pubDate>Mon, 06 Oct 2008 19:40:28 GMT</pubDate>
      <description><![CDATA[There are lots of ways you can stretch your food dollar.  You can save by packing your own lunch, eating out less, and by bringing snacks, coffee or soft drinks from home.  There are ways to save on groceries too. - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
      <category domain="http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/"><![CDATA[Money Management]]></category>
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      <title>Children in the Middle Series:  Separating Your Finances</title>
      <link>http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/Children+in+the+Middle+Series++Separating+Your+Finances.htm</link>
      <pubDate>Wed, 16 Feb 2005 17:15:45 GMT</pubDate>
      <description><![CDATA[Marriage is a financial partnership. Divorce means more than separating a family physically. It also means separating a family financially. Suggestions for preparing for financial separation, dividing property, dealing with debt and dividing assets and property are included. - Full Content set to .]]></description>
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      <dc:creator>DSasser@agcenter.lsu.edu (Diane Sasser)</dc:creator>
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      <title>Saving Your Green -- Resource &amp; Finance Conservation</title>
      <link>http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/Saving+Your+Green++Resource++Finance+Conservation.htm</link>
      <pubDate>Mon, 11 May 2009 21:07:37 GMT</pubDate>
      <description><![CDATA[Being frugal is important for managing in tough t.imes, and going "green" with resource conservation can also help the bottom line in your budget. - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
      <category domain="http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/"><![CDATA[Money Management]]></category>
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      <title>What Color Is Your Money?</title>
      <link>http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/budgeting/What+Color+Is+Your+Money.htm</link>
      <pubDate>Thu, 01 Jun 2006 18:47:05 GMT</pubDate>
      <description><![CDATA[Money values can cause conflict in relationships. Financial issues are among the leading causes of divorce. Stress and health problems can be cause by worry over money. We learn our money values from many sources. What does money mean to you? Test yourself now. - Full Content set to .]]></description>
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      <dc:creator>DSasser@agcenter.lsu.edu (Diane Sasser)</dc:creator>
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      <title>Lost Your Job?  Financial Survival Tips for the Recession</title>
      <link>http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/Lost+Your+Job++Financial+Survival+Tips+for+the+Recession.htm</link>
      <pubDate>Fri, 30 Jan 2009 14:45:44 GMT</pubDate>
      <description><![CDATA[Financial Survival Tips for the Recession - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
      <category domain="http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/"><![CDATA[Money Management]]></category>
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      <title>Strategies for Successful Retirement</title>
      <link>http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/Strategies+for+Successful+Retirement.htm</link>
      <pubDate>Tue, 15 Feb 2005 22:06:58 GMT</pubDate>
      <description><![CDATA[How much money will you need to retire comfortably?  The answer depends on your lifestyle expectations and goals. Other factors to consider include the age at which you plan to retire, your life expectancy, the amount and type of employer benefits (if any) and the amount and growth rate of your savings and investments. - Full Content set to .]]></description>
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      <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
      <category domain="http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/"><![CDATA[Money Management]]></category>
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      <title>How to Handle Checking Account Problems</title>
      <link>http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/Checking+Account+Problems.htm</link>
      <pubDate>Sun, 03 Oct 2004 23:26:33 GMT</pubDate>
      <description><![CDATA[Account verification companies keep track of overdrafts and account closures for banks and credit unions. If you believe there are errors on your record, disputes can be filed with the companies. - Full Content set to .]]></description>
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      <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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      <title>You will survive financially hard times</title>
      <link>http://text.lsuagcenter.com/en/communications/leads/You+will+survive+financially+hard+times.htm</link>
      <pubDate>Wed, 04 Feb 2009 21:10:20 GMT</pubDate>
      <description><![CDATA[You’re not alone if you’re experiencing financial pain during these tough times. The number of people claiming unemployment benefits has reached a record number, according to the U.S. Department of Labor. Dozens of big businesses have announced massive layoffs. Some workers are keeping their jobs but finding their salaries cut. Retirees watch while their nest eggs dwindle in value. - Full Content set to .]]></description>
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      <dc:creator>LBenedict@agcenter.lsu.edu (Linda F. Benedict)</dc:creator>
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      <title>Financial Security in Later Life</title>
      <link>http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/Financial+Security+in+Later+Life.htm</link>
      <pubDate>Tue, 15 Feb 2005 22:15:43 GMT</pubDate>
      <description><![CDATA[Preparing for retirement and potential long-term care costs takes planning, saving and debt control. - Full Content set to .]]></description>
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      <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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          <title>Holiday Spending: Keep Control, Have a Plan</title>
          <link>http://text.lsuagcenter.com/en/communications/leads/Holiday+Spending+Keep+Control+Have+a+Plan.htm</link>
          <pubDate>Wed, 03 Dec 2008 19:22:17 GMT</pubDate>
          <description><![CDATA[The nation’s financial crisis is casting a shadow on Christmas. Unemployment rates are high, and budgets are tight. The financial uncertainty has many people cutting back this holiday season. LSU AgCenter family economist Jeanette Tucker recommends approaching spending this season the way one should every year – with a plan and a budget, even if that budget is smaller this year. - Full Content set to .]]></description>
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          <dc:creator>LBenedict@agcenter.lsu.edu (Linda F. Benedict)</dc:creator>
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            <title>Paying shopping bills</title>
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          <title>Bill-paying Responsibility Looms For Teens Leaving The Nest</title>
          <link>http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/budgeting/Billpaying+Responsibility+Looms+For+Teens+Leaving+The+Nest.htm</link>
          <pubDate>Thu, 20 Jul 2006 15:18:35 GMT</pubDate>
          <description><![CDATA[Independent spending decisions quickly become an everyday routine for college students, but that independence assumes a financial freedom that most young adults are not prepared to handle, according to LSU AgCenter family economics specialist Dr. Jeanette Tucker. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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          <title>Financial tips offered for marital harmony</title>
          <link>http://text.lsuagcenter.com/en/communications/news/news_you_can_use/Financial+tips+offered+for+marital+harmony.htm</link>
          <pubDate>Mon, 14 Jan 2008 19:10:38 GMT</pubDate>
          <description><![CDATA[(Distributed 01/15/08) The church and reception hall are reserved, the dress is selected, the invitations are addressed, the photographer and caterer are ready. You might even have your new residence “ready-to-go.” - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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          <title>Family Economist Offers Tips to Teens Leaving the Nest</title>
          <link>http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/Family+Economist+Offers+Tips+to+Teens+Leaving+the+Nest.htm</link>
          <pubDate>Sun, 03 Oct 2004 23:24:10 GMT</pubDate>
          <description><![CDATA[(Distributed 7/11/03) Moving away from home for the first time is a pivotal moment in life. It is one of the rights of passage from youth to adulthood, according to LSU AgCenter family economics specialist Dr. Jeanette Tucker. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/"><![CDATA[Money Management]]></category>
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          <title>Family Economist Outlines Budgeting for College</title>
          <link>http://text.lsuagcenter.com/en/money_business/personal_finance/money_management/Family+Economist+Outlines+Budgeting+for+College.htm</link>
          <pubDate>Sun, 03 Oct 2004 23:24:09 GMT</pubDate>
          <description><![CDATA[(Distributed 7/11/03) Financing a college education is often a partnership involving the student, family, school and lending agency. LSU AgCenter family economics professor Dr. Jeanette Tucker encourages college students to find out each partner’s responsibility. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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