Home > Money & Business > Personal Finance > Saving & Investing > Take Control of Your Credit [Image: SAIL Take Charge of Credit] Materials covered in the Saving and Investing for Life; Take Control of Your Credit unit include how to obtain, read and analyze your credit report and understanding your credit score. Also includes information regarding the Credit CARD Act of 2009. Principles of Investing [Image: Unit Three Principles of Investing] Materials covered in Saving and Investing for Life: Principles of Investing include selecting the best investment options and determining your personal investment risk-tolerance level. Investment Options [Image: Unit Two Investment Options] Materials covered in Saving and Investing for Life: Investment Options include: learning to develop SMART financial goals, your options for saving for emergency funds, comparing college savings plans and learning to read a financial page. The Effect of Federal Rate Cuts on Consumers Federal Reserve rate cuts can be good news/bad news scenarios for consumers. Find out how a rate change will impact you.  more articles... Savings Strategies Almost 70% of Americans live from paycheck to paycheck, courting disaster if their income is suddenly reduced or stopped. This article offers advice on how to increase savings.